Policyholders say Hurricane Ike winds blew their shingles back, breaking the seals that keep them adhered to each other and that prevent water from leaking through. But TWIA, which insures 229,000 policyholders who can’t find coverage in the private market, doesn’t consider loose shingles damaged.

It also argues that in order to have valid claims, policyholders must prove their shingles were sealed before Ike.

To protect yourself, part of the maintenance of your home, which is a large asset, should include current pictures of your exterior and interior. Annual pictures can help give valid your claim after a catastrophe.

This entry was posted on Thursday, October 29th, 2009 at 7:05 pm and is filed under Residential Roofing. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.